- Entertaining At Home
- Fondue Is a Fun-Do
Cooking has never been my strong suit, so when I entertain, I always look for ways to keep my time
- Healthy Living
- Change Your Breakfast
People often tell me they want to change the way they eat but they simply don’t know how to start
- Dining
- Low Calorie Menus
In 2012 the FDA will require any restaurant with more than 20 locations to list calorie counts on
- Cigars & Fine Watches
- The Crystal Ball: Looking into 2012
2012 is well into swing now that January has already past us. The Super Bowl has been played and
- Employment
- Job Hunting? Check out the fastest growing industries
When you're job hunting, knowing which industries are hiring is part of the battle. In the midst of
- Green Living
- Home Improvement and Recycling
Americans spend over $200 billion annually on home improvement projects. These projects can vary
- Klugertown
- A Christmas Memo
The other day, I was sitting with my friends talking about the upcoming holidays and all the good
- Real Estate
- What You Should Know Before Investing in Rental Properties
With home prices at an all time low coupled with low rates, right now could be an ideal time to
- Technology
- High Tech Makes A Splash
Most pool parties are notoriously low tech-blowing up rubber pool rafts, cooking over an open
- Travel
- Travel Savings
Vacation Rewards provides consumers with a Best Price Guarantee, exceptional concierge service, and
Understanding Mutual Fund Basics & Their Place in your Portfolio
Millions of household investors have placed all or part of their accumulated assets into mutual funds. A mutual fund describes a professionally managed pool of assets. This pool of assets is used by the fund manager to purchase specific equities, bonds or cash instruments to achieve a stated investment objective as outlined in the fund’s prospectus. In today’s investment marketplace, there are nearly 20,000 mutual funds. Are these investments outperforming the underlying market indexes? Why are so many investors drawn to this investment type? And, if you are currently invested in funds, how do you evaluate their performance? RetireLock helps answer these questions. Read More »
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- Understanding Retirement Solution Basics
As a retiree, your investment focus will/should begin to shift from accumulation to income generating, as you begin to plan your lifetime withdrawal strategy. When considering investment vehicles, it is important to understand their function as well as their inherent risks before making any selections. Read More »
- Economic Uncertainty Leads to Incresed Capital Movement into Annuities
As interest rates remain low, traditional cash investments favored by many retirees have become undesirable. Depressed rates coupled with an uncertain investment marketplace, has created doubt and uncertainty among the everyday investor. This economic uncertainty has spurred investor interest in guaranteed investment options and guaranteed income streams, such as the increasingly popular annuity. After all, guaranteed interest rates and payment streams are much more appealing than market losses year after year on one's retirement assets! Read More »
Jim Richards - Founder of RetireLockJim Richards has built his company, and his reputation, by capturing the human side of Financial Services. Taking the client perspective first, he focuses on dispelling the myths often populating the Financial market. His research and reporting advocates for consumer truth and through this Richards has created a loyal, informed readership.
As doubts and uncertainty in the financial sector have risen, Richards saw the need for an unbiased resource that consumers could turn to for support and created RetireLock. An organization that provides more than just peace of mind, RetireLock works both as a consumer advocate and support to Financial Advisors that want to do it right. The name RetireLock has become synonymous with confidence and certainty; leaving consumers more secure with whom they’re entrusting their financial decisions.
Jim Richards is a syndicated columnist and regular contributor to Scottsdale.com.
